David Ratti, NMLS# 532652, is with the Ratti Lending Team of Envoy Mortgage and is the Team Lead/Branch Manager, and licensed in 7 states; DC, DE, FL, MD, NJ, PA, and VA. With over 25 years of experience in the mortgage industry, he has a unique knowledge background in having performed almost every function within the mortgage process including; Closing Officer, Post Closing, Processor, Processing Supervisor, Underwriter, Loan Officer, Branch Manager, and Builder Services Manager – all of which help him to better service your varied financial needs. It’s fast and easy to get pre-approved directly from his website or by phone, and it’s FREE.